Average mortgage rates and indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $359,650 30-year fixed 5.17%/1.67pt 5.15%/1.54pt 5.39%/1.56pt 30-year ARM 2.41%/0.41pt 2.41%/0.41pt 3.08%/0.53pt start rate 15-year fixed 4.88%/1.44pt 4.75%/1.35pt 4.88%/1.55pt Rates for loans over $359,650 30-year fixed 5.51%/1.65pt 5.49%/1.63pt 5.64%/1.51pt 30-year ARM 2.44%/0.41pt 2.44%/0.41pt 3.19%/0.71pt start rate 15-year fixed 5.17%/1.56pt 5.11%/1.56pt 5.13%/1.43pt FHA or VA 6.04%/0.56pt 6.04%/0.56pt 6.13%/0.67pt mortgage Average / points CALVET 30-year 5.50%/0.00pt 5.50%/0.00pt 5.50%/0.00pt 6-month LIBOR 3.620% 3.530% 2.670% 1-year Treasury 3.300% 3.280% 2.600% bill 6-month 3.140% 3.140% 2.430% Treasury bill 6-month CD 3.500% 3.480% 2.590% Prime rate 6.000% 6.000% 5.000% 11th District April ’05 March ’05 Oct. ’04 cost-of-funds 2.515% 2.400% 1.960%

*--*