Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $333,700 30-year fixed 5.21%/1.86pt 5.19%/1.83pt 5.86%/1.92pt 30-year ARM 2.59%/1.31pt 2.57%/1.31pt 2.63%/1.09pt start rate 15-year fixed 4.46%/1.82pt 4.47%/1.71pt 5.19%/1.78pt Rates for loans over $333,700 30-year fixed 5.40%/1.63pt 5.43%/1.60pt 6.25%/1.56pt 30-year ARM 2.71%/1.19pt 2.70%/1.19pt 2.85%/0.89pt start rate 15-year fixed 4.82%/1.54pt 4.85%/1.42pt 5.58%/1.67pt FHA or VA 5.97%/0.72pt 5.97%/0.92pt 6.28%/1.18pt mortgage Average / points CALVET 30-year 4.99%/0.00pt 4.99%/0.00pt 4.99%/0.00pt 6-month LIBOR 1.190% 1.170% 1.200% 1-year treasury 1.230% 1.220% 1.330% bill 6-month 1.020% 1.020% 1.050% treasury bill 6-month CD 1.100% 1.100% 1.160% Prime rate 4.000% 4.000% 4.000% 11th District Jan.’04 Dec.’03 Jul.’03 cost-of-funds 1.811% 1.902% 2.018%

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