Average Mortgage Rates and Indexes

Compiled by National Financial News Services

*--* Latest week One week previous Six months previous Rates for loans up to $322,700 30-year fixed 5.93%/2.08pt 5.80%/1.83pt 5.53%/1.60pt 30-year ARM 2.73%/1.09pt 2.73%/1.14pt 2.99%/0.91pt start rate 15-year fixed 5.23%/2.03pt 5.15%/1.71pt 4.94%/1.41pt Rates for loans over $322,700 30-year fixed 6.28%/1.75pt 6.06%/1.60pt 5.75%/1.53pt 30-year ARM 2.90%/0.95pt 2.91%/0.95pt 3.06%/0.83pt start rate 15-year fixed 5.56%/1.63pt 5.45%/1.57pt 5.25%/1.48pt FHA or VA 6.44%/0.56pt 6.22%/0.65pt 6.13%/0.66pt mortgage Average / points CALVET 30-year 4.50%/0.00pt 4.50%/0.00pt 5.40%/0.00pt 6-month LIBOR 1.190% 1.180% 1.340% 1-year treasury 1.290% 1.260% 1.300% bill 6-month 1.050% 1.040% 1.190% treasury bill 6-month CD 1.130% 1.130% 1.270% Prime rate 4.000% 4.000% 4.250% 11th District Jun.’03 May.’03 Dec.’02 cost-of-funds 2.113% 2.130% 2.375%

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